Welcome to RiskPointGlobal.com. We provide website and other electronic services subject to the conditions set out below. By using RiskPointGlobal.com, or its mobile services, or other interactive services used by RiskPointGlobal.com, such as any Chat Room, Community Forums, Broker Profiles, messaging systems, downloadable software applications, social media sites and applications, including social media posts using RiskPointGlobal.com hashtags and location tags, or other identifiers, and other existing or future services that expressly incorporate these Conditions, you hereby accept these Conditions. In certain special instances, some RiskPointGlobal.com services through our electronic platform may be subject to additional policies, guidelines, terms, and/or agreements. It will be up to you to look for additional policy changes, guidelines, terms and/or agreement on RiskPointGlobal.com.
Please read these Conditions of Use carefully. If you do not wish to be bound by these Conditions of Use, do not access or use RiskPointGlobal.com services.
CHANGE OF TERMS
RiskPointGlobal.com, and its parent company, and affiliates, may, at their sole discretion, revise or add new terms to these Conditions of Use from time to time without notice to you. Such revisions and additions shall be deemed effective immediately upon notice, which RiskPointGlobal.com may give by any means, including, without limitation, by posting the revised Conditions of Use on the RiskPointGlobal.com website. You are responsible for looking for, and reviewing any RiskPointGlobal.com Services for any modifications to these Conditions of Use that may affect your rights or obligations. Any access or use by you of the RiskPointGlobal.com website, after changes to these Conditions will constitute your acceptance of the revised terms.
CONTENT
Copyright in the documents and material of RiskPointGlobal.com, is owned by RiskPointGlobal.com, its parent company, or in some cases, licensed to RiskPointGlobal.com. You are authorized to use this material only for personal, non-commercial purposes. You may download, print, and store copies of this material for your own personal, non-commercial use. Any images of people or places displayed on RiskPointGlobal.com are either the property of, or used with permission of RiskPointGlobal.com. The uses of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by these Conditions or specific permission is provided elsewhere by RiskPointGlobal.com. Any unauthorized use of these images may violate copyright laws, trademark laws, the laws of privacy and publicity, and regulations and statutes governing communications. Nothing contained on the RiskPointGlobal.com website should be construed as granting, by implication or otherwise, any license or right to use any trademark or service mark displayed on the RiskPointGlobal.com website, without the written permission of RiskPointGlobal.com, or any third party that may own such trademarks or service marks. RiskPointGlobal.com will aggressively enforce its intellectual property rights to the fullest extent of the law.
SUBMISSIONS
Any and all information, ideas, suggestions, content, messages or other communications you transmit to RiskPointGlobal.com, or to other users through the RiskPointGlobal.com website concerning the materials contained on our website, will be on a non-confidential and non-proprietary basis, subject to the provisions of our Privacy Policy, when relevant. It is to be noted that RiskPointGlobal.com, and its parent company, subsidiaries, and affiliates will be free to reproduce, use, disclose, and distribute such communications without limitation or obligation. You may also be able to post reviews, comments, photos, and other content, provided that such content is not threatening, obscene, defamatory, an invasion of privacy, an infringement of intellectual property rights of others, or otherwise objectionable or likely to infringe upon the rights of third parties, which shall be in determined in RiskPointGlobal.com’s sole discretion. You also understand and agree that the RiskPointGlobal.com may review and/or delete any content, submissions, messages, posts, etc. you submit to us, and that we will determine in our sole discretion, what does, and does not violate Conditions of Use.
ELECTRONIC COMMUNICATIONS
When you send e-mails to RiskPointGlobal.com, or receive electronic communications from us, you are consenting to, and communicating with RiskPointGlobal.com electronically. We may communicate with you by e-mail. You agree that all notices, disclosures, agreements, policies, and other communications that we provide to you electronically satisfy any requirement that such communications be in writing.
MOBILE SERVICES
Our services may include certain services that you may access through your mobile phone or other mobile device. We will not be charging for Mobile Services. However, when you access or sign up for Mobile Services, you recognize, acknowledge, and understand that you may incur charges by your wireless carrier for all messages sent to you from us, its parent companies, or any of its corporate affiliates or subsidiaries. Msg & Data Rates May Apply.
RiskPointGlobal.com, and its parent or affiliate companies will, under no circumstances, be responsible for any wireless e-mail, text messaging, or other charges incurred by you or by any individual who has access to your wireless device, telephone number, or e-mail address. Downloading, installing, using, or accessing certain Mobile Services may be prohibited or restricted by your mobile service provider, and not all Mobile Services may work with your device. You are responsible for confirming with your service provider whether the Mobile Services are available for your mobile device, whether any restrictions may be applicable to your use of the Mobile Services, and whether any charges may apply to your use of the Mobile Services. By using the Mobile Services, you agree that we may communicate with you through your mobile device and that certain information about your usage of the Mobile Services may be communicated to us, such as your geographic location, how you use the any RiskPointGlobal.com application(s), and any information about the type of device you use. If you change or deactivate your mobile telephone or other access number, you agree to promptly update your mobile subscription account information to ensure that the messages we intend to send to you are not sent to another person.
DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY
THE MATERIAL CONTAINED ON OUR WEBSITE, AND OTHER PLACES, HAS BEEN CHECKED FOR ACCURACY. HOWEVER, RISKPOINTGLOBAL.COM MAKES NO WARRANTIES OR REPRESENTATIONS AS TO SUCH MATERIAL’S ACCURACY, AND IT IS SUPPLIED WITHOUT ANY EXPRESSED OR IMPLIED WARRANTIES. WITHOUT LIMITING THE FOREGOING, EVERYTHING ON OUR WEBSITE IS PROVIDED TO YOU “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
RISKPOINTGLOBAL.COM DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, FOR ANY PRODUCTS OR SERVICES OFFERED ON THE RISKPOINTGLOBAL.COM WEBSITE, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THIS DISCLAIMER DOES NOT APPLY TO ANY PRODUCT WARRANTY OFFERED BY THE PRODUCT’S MANUFACTURER.
YOUR ACCESS TO THE RISKPOINTGLOBAL.COM WEBSITE
When you use the RiskPointGlobal.com website, you agree to comply with all applicable laws, statutes, ordinances, and regulations regarding your use of, and the purchase of products and services that are featured on our website. You are responsible for maintaining the confidentiality of any passwords or usernames and for restricting access to your account, if any and you agree to accept responsibility for all activities that occur under your account, username, or password.
COPYRIGHTS
Any and all content accessible from, included in, or available via the RiskPointGlobal.com website, or communications from us, such as text, graphics, logos, images, audio clips, video clips, pictures, images, and data compilations, are the sole and exclusive property of RiskPointGlobal.com and its parent company, or its vendors or content providers, and is protected by United States and international copyright laws. The compilation of all content accessible from, included in, or available via the RiskPointGlobal.com website, or communications from the website, such as the layout, color selection and format, is the sole and exclusive property of RiskPointGlobal.com, or one or more of its affiliates or parents, and is protected by United States and international copyright laws.
MISCELLANEOUS
These Conditions contain the entire understanding of you and RiskPointGlobal.com and its parent company, with respect to the subject matter hereof and supersedes all prior agreements and understandings between you and RiskPointGlobal.com, with respect to the subject matter hereof. The failure of RiskPointGlobal.com, at any time to enforce any of the provisions of these Conditions will not be deemed or construed to be a waiver of any such provisions, or in any way to affect the right of RiskPointGlobal.com to thereafter enforce each and every provision of these Conditions. No waiver by RiskPointGlobal.com, of any breach of any provision of these Conditions will be construed or deemed to be a waiver of any other subsequent breach. If any provision of these Conditions is declared invalid or otherwise determined to be unenforceable for any reason, such provision will be deemed to be severable from the remaining provisions of these Conditions, which will otherwise remain in full force and effect. Provisions concerning your rights and obligations which by the content of the provision operate after termination or which are necessary to enforce any right will survive any termination or expiration of these Conditions.
These Conditions will be governed by and construed in accordance with the internal laws of the State of California, without regard to conflict of laws principles.